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As per the figure published by Themoneycharity, In February 2016 there are 45318 new mortgages approved by banks. It also accounted a rise of £7.4 billion in net mortgage lending in March 2016.

In this time the Mortgage payment protection insurance (MPPI) gives you a peace of mind for repayment of your property debt when you are unable to work due to unemployment, sickness or accident. Insurer will pay monthly installment of your mortgage loan up to 12 months or until you go back to work.

Excess period is one of the key factor that affects your monthly premium. Excess period is the time left between the time when you stop work and when you want your first MPPI payout. Larger excess period can lower the premium. Normally you can select deferred period from 30 days to 180 days.


With, you can compare cheap payment protection insurance & choose the most economic quote online. You can also get help from our financial expert over call or alternatively you can read our interactive insurance guide as well.

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Added 25-05-2016